Second Chance Banking
New List of Non Chexsystems Banks in Georgia

Bank of Dooly

Address: 210 South Third Street, Vienna, GA 31092 Phone: 229=268-4707 

Bank Of Eastman

Address: Phone: 478-374-4663, 800-339-1437 

Hamilton State Bank

Address: 1907 Highway 211, Hoschton, GA 30548 Phone: 770-868-2660 

CB&T

Lafayette Parkway Banking Center: 1496 Lafayette Parkway, LaGrange GA 30240 Phone: 706-880-2340 

CB&T Bank of Middle Georgia

Albany Branch Address: 411 Pine Avenue, Albany GA 31701 Phone: 229-430-7000 

Commercial Bank of Thomasville

Boston Branch Address: 124 West Jefferson Street, Boston GA 31626

Phone: 229-498-8500

Exchange Bank

Address: 250 W. Hancock St, Milledgeville, GA 31061 Phone: 478-452-4531 

Heritage Bank

Address: 228 Main Street, Blackshear, GA 31516 Phone: 912-449-6643 Website: 

Rochelle State Bank

Address: 800 ASHLEY STREET, ROCHELLE, GEORGIA 31079 Phone: 229-365-2236 

SB&T

Albany Downtown Branch: Phone: 411 Pine Avenue, Albany GA 31701 Website: 

Sea Island Bank

Metter Office: 47 South Lewis Street, Metter GA 30439 Phone: 912-685-7700 

South Georgia Banking Company

Tift County Branch: 725 West 2nd Street, Tifton, GA 31794 Phone: 229-382-4211 

Member’s United Credit Union

Address: 1115 N. Westover Blvd. Albany, Georgia 31707 Phone: 229-439-1448 

Altamaha Bank and Trust Company

Jesup Branch Address: 407 South First Street, Jesup, GA 31545 Phone: 912-

Armed Forces Bank

Address: 4343 George St. Bldg 904, GA 31699 Phone: 229-247-0882 

Bank of North Georgia

Buckhead Branch Address: 334 East Paces Ferry Rd. Atlanta GA 30305 Phone: 404-846-0501 

Some Details about second chance banking

There are more high fees if you use the second chance bank accounts. In fact, most of customers report that about $300 is used to pay for it yearly.  In other more common cases, you will be charged a little fee(less $3) while depositing money. Of course, some may charge the monthly fee, and other may dock you while checking your balance or just write a check.  In a word, any way they may do it, it can still tend to cost only much less than the other alternative!  And if you are in such a case of having a enough high income, you can find the second chance bank accounts which can waive all of their fees while you maintaining a certain and good balance.

There are some good thing about the second chance banking. If you want to own such an account, you’ll not have to deal with other credit checks or any embarrassing interviews.  You can even do all of the entire complex process just at home or in your pajamas! It can be approve in a short time and some bank also provide guarantee approval.

Online Second Chance Checking or Local Second Chance Banking?

There are 2nd chance checking accounts you can apply for online and be accepted very quickly, most of these do carry a monthly service charge and are a bit limited  but the process is easy and fast and you will have your own checking account very soon.

It is even possible to find a bank in your area that will give you a second chance, they are called non Chexsystems banks. Some banks to not use Chexsystems to verify new checking accounts, and some banks (even though they use Chexsystems) are more forgiving of your past. If you have one of these banks close to your home it is probably the best option, it may even be worth a bit of a drive to find one. Word of warning though, you will most likely have to sit down for an interview with someone from the bank to discuss your past banking problems, and a new checking account is not guaranteed.

meanderist:

Indonesia…I loved you so much that the immigration office let me give them some money! I was apparently confused that even though my visa expired on May 4, that I was supposed to leave on May 3.  Go figure. 
I shall return!….someday

meanderist:

Indonesia…I loved you so much that the immigration office let me give them some money! I was apparently confused that even though my visa expired on May 4, that I was supposed to leave on May 3.  Go figure. 

I shall return!….someday

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